Superannuation

 

Whether your superannuation is a self-managed fund or an industry fund, it is still your money and needs to be managed. Too often, busy professionals don’t prioritise the review of their super’s performance and the actions needed to ensure their funds perform, leaving it to turn over, year-in, year-out.

The concessional tax treatment of superannuation makes it an attractive investment to build your financial security. Strategies can include splitting superannuation with your spouse and maximising the government co-contribution.

Each individual’s circumstances are different, with tax considerations, long-term financial goals and risk profiles to be considered. A financial planner can help you understand complicated concepts such as contribution caps and salary sacrifice arrangements.